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Not Sure You Need Travel Insurance?

Travel insurance helps protect the financial costs you have paid into your trip as well as provides medical coverage for when you are traveling.

Traveling without insurance can be a bit of a gamble. If someone in your family gets sick or bad weather closes the airport for the day, you could lose any non-refundable deposits you’ve made for your trip. If you experience a medical emergency, you may need to be transferred to a better hospital. These situations happen more often than you’d think – and are costly when they do!

For the greatest protection, you should buy travel insurance as soon after you book your trip as possible. Most travel insurance providers, including Arch RoamRight, offer extra benefits if purchased within a certain time frame. For example, if you buy your Arch RoamRight travel insurance within 21 days of making your initial trip deposit, you may qualify to have the pre-existing medical conditions exclusion waived, as well as the possible opportunity to upgrade to Cancel For Any Reason coverage.
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Health Insurance Doesn't Cover Everything
According to the US Department of State - Bureau of Consular Affairs your domestic health insurance may cover “customary and reasonable” costs overseas. However, they often won’t pay for a medical evacuation back to the US which can cost upwards of $50,000. That’s where RoamRight travel insurance plans can help.

Credit Card Shortfalls
There’s a good chance your credit card provides some coverage for travel insurance. It’s important to check what coverage you actually have as this can vary depending on your card type and can even cost you additional funds to invoke. Credit card companies often have a number of conditions in order for their insurance to apply. For example, you may have had to pay for the entire trip using that credit card. For higher benefits coverage, purchase a specific travel insurance plan.

Travel Investment
You don’t want to cancel a vacation or lose the money you’ve invested. Cancel for a covered reason listed in your policy and RoamRight can help.

Medical Expenses
If you’re traveling remotely you may not always have access to the best health care. Your health and safety is a high priority. If an emergency medical evacuation is necessary, we will transport you to the nearest suitable hospital for treatment. Additional benefits include transportation of a visitor of your choice to stay with you or to transport any traveling children back home, should you become hospitalized.

Personal Belongings
. If your luggage is delayed or lost, RoamRight plans go above and beyond. We can refund you for items lost, stolen or damaged, and reimburse you for necessary items you need to buy until your baggage is returned.

Travel Assistance & Concierge Services
Call the toll-free number 24/7 prior to departing for assistance or advice on planning your trip. We can help with booking concert tickets to making dinner reservations and more. When you’re traveling, one toll-free call gives you access to a variety of travel services like medical emergency assistance and lost baggage retrieval.

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