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Travelex Travelers' Insurance

Lotus Travel proudly presents the Travel Select Plan and Travel Select Advantage Plan offered by the Travelex Insurance Company. With this extraordinary insurance plans, travelers and adoptive families can travel happily and no longer need to worry about trip/tour cancellation penalties caused by family emergencies, sudden illness, terrorist attacks, unemployment, labor strikes, etc. Some basic benefits include trip cancellation, trip interruption, trip delay, emergency medical benefits with medical evacuation and repatriation, baggage lost and delay, 24-hour accidental death and dismemberment (AD&D) and much more!

Depending on your needs and travel expenses, you can select a plan that best fits your family. Should you have any questions regarding the plan and the enrollment procedures, feel free to contact our Travel agents anytime via email at info@lotustours.net or via phone during our office hours of 8:00AM - 5:00PM (Pacific Daylight Saving Time) or 9:00AM - 6:00PM (Pacific Standard Time) at 425-533-0575 or toll-free 1-800-956-8873.

Travel Insurance Plans:

Travel Select Plan Benefits and coverage

Travel Max Plan Benefits and coverage

Why should we get insurance? I think we may be already covered

Frequently Asked Questions

Fax Travel Select Plan Enrollment Form

Fax Travel Max Plan Enrollment Form

Waiver form to decline travel insurance

Please consider coverage of your trip carefully. It is an important investment and we don’t want you to be caught unawares by unanticipated events.

Pricing

For rates on travel protection where trip cost or age exceeds the level of coverage provided, feel free to contact our Travel agents anytime via email at info@lotustours.net or via phone during our office hours of 8:00AM - 5:00PM (Pacific Daylight Saving Time) or 9:00AM - 6:00PM (Pacific Standard Time) at 425-533-0575 or toll-free 1-800-956-8873.

Please click the link below to view the pricing for each Plan:

Rates for Travel Select Plan

Rates for Travel Max Plan

Plan Benefits

Travelex TRAVEL SELECT Plan:

Base plan benefits	coverage per person	Scenario
Trip Cancellation	100% of insured Trip Cost ($25,000 limit)	Protects travel investments if a trip is cancelled or interrupted. Recover non-refundable, prepaid trip costs for the following covered reasons: sickness, injury or death; trip delay of 50% or more; financial insolvency; residence/destination uninhabitable’ traffic accident en route; involuntary employment termination/transfer; military duty for natural disaster; death/hospitalization of destination host; common carrier cancellation/delays; documented passport/visa theft; weather; strike; quarantine; hijacking; jury duty; subpoena; terrorist act; mandatory evacuation; business reason (requires plan purchase within 30 days of initial trip deposit)
Trip Interruption	150% of insured Trip Cost ($37,500 limit)
Trip Delay / Missed Cruise Connection	$750	Provides reimbursement for additional costs such as accommodations, transportation, and meals if a trip is delayed 5 hours or more for a covered reason
Trip Delay / Missed Cruise Connection	$750	Includes reimbursement for unused, non-refundable expenses and additional costs such as accommodations, transportation and meals if your connection is missed by 3 hours or more for covered reason
Emergency Accident & Sickness Medical Expense	$50,000	Provides coverage for emergency medical treatment if a sickness or injury occurs while traveling
Emergency Medical Evacuation / Repatriation	$500,000	Provides coverage for emergency evacuation, if necessary, to the nearest qualified medical facility, also includes repatriation. (Medical Evacuation/Repatriation must be pre-approved/arranged)
Baggage / Baggage Delay	$1,000 / $250	Safeguards personal articles and expenses if bags are lost, stolen, damaged, or delayed for 12 hours or more.
24 Hour AD&D	$25,000	Provides coverage for loss of life, limbs, or sight due to accidental injury while travelling.
Travel Assistance & Concierge*	Included with plan	Includes a wide range of service before and during trips through 24/7 toll free number. Includes assistance with medical emergencies, lost documents or baggage, event ticketing, business services, and much more
Optional UpgradeS
Transportation Pak Flight Accident AD&D Rental Car Damage	$200,000 $35,000	One upgrade with 2 great benefits! The pak includes flight accident coverage for each traveler and rental car damage protection.
Lifestyle Paks
Active Family Pak	Cancellation / Interruption	Coverage for child care cancellations up to 100% for cancellation, 150% for interruption
	Cancellation / Interruption	Reimbursement of unused tuition fees up to 100% for cancellation, 150% for interruption
	Interruption	Coverage for weather related cancellations or delays in sporting competitions up to 150% of the insured trip costs
	Medical Expense	Includes pet medical coverage up to $1,000 with a $50 deductible
	Medical Evacuation	Reimburses transportation of traveling pet back home, up to $10,000 if owner is hospitalized during trip
	Delay	Reimburses for internet usage fees up to $25
		Reimburses for one movie rental on overnight delays up to $25
		Reimburses for additional kennel coverage costs up to $25 per day
	Exclusion Waiver	Lifts policy exclusions such as participation in motor competitions and professional athletics
Adventurer Plus Pak	Baggage	Rental allowance for stolen, damaged or delayed sporting equipment up to $600
	Medical Expense	Additional $25,000 in coverage
	Exclusion Waiver	Lifts policy exclusions such as mountain climbing, bungee cord jumping, skydiving, hang gliding and more
	Services	Reimburses for search and rescue services up to $10,000
		Provides Nurse Assistance*
		Includes Identity Theft*
Professional Pak	Baggage	Protection on some lost, stolen or damaged professional equipment up to $500 after a $150 deductible
	Cancellation / Interruption	Coverage for business reasons up to 100% for cancellation, 150% for interruption
	Delay	Reimburses for internet usage fees up to $25
	Delay	Reimburses for airline club admission up to $25

* Assistance Services are provided by Travelex’s designated provider

*This is a partial description of benefits. For full details on coverage, benefits, limitations and exclusions of the insurance plan, please refer to the Description of Coverage and/or Group Certificate/Individual Policy. Certain paks and/or benefits may not be available to residents of all states. Travel Insurance is underwritten by Stonebridge Casualty Insurance Company an AEGON company, Columbus, Ohio.

Travel Select Description of Coverage

Travelex TRAVEL MAX Plan:

Base plan benefits	coverage per person	Scenario
Trip Cancellation	100% of Insured Trip Cost ($50,000 limit)	Protects travel investments if a trip is cancelled or interrupted. Recover non-refundable, prepaid trip costs for the following covered reasons: sickness, injury or death; trip delay of 50%vor more; financial insolvency; residence/destination uninhabitable’ traffic accident en route; involuntary employment termination/transfer; military duty for natural disaster; death/hospitalization of destination host; common carrier cancellation/delays; documented passport/visa theft; weather; strike; quarantine; hijacking; jury duty; subpoena; terrorist act; mandatory evacuation; business reason (requires plan purchase within 30 days of initial trip deposit)
Trip Interruption	150% of Insured Trip Cost
Trip Delay / Missed Cruise Connection	$1,000	Provides reimbursement for additional costs such as accommodations, transportation, meals, internet usage fees, airline club admission and kennel coverage if a trip is delayed 5 hours or more for a covered reason
Trip Delay / Missed Cruise Connection	$1,000	Includes reimbursement for unused, non-refundable expenses and additional costs such as accommodations, transportation and meals if your connection is missed by 3 hours or more for covered reason. Includes coverage for personal business property and a rental allowance for lost, stolen or damaged sporting equipment
Baggage / Baggage Delay	$2,500 / $600	Safeguards personal articles and expenses if bags are lost, stolen, damaged, or delayed for 12 hours or more..
Emergency Medical Evacuation / Repatriation	$1 million	Provides coverage for emergency evacuation, if necessary, to the nearest qualified medical facility, also includes repatriation. (Medical Evacuation/Repatriation must be pre-approved/arranged)
Emergency Accident & Sickness Medical Expense	$100,000	Provides coverage for emergency medical treatment if a sickness or injury occurs while traveling. Includes protection for traveling pets
24 Hour AD&D	$25,000	Provides coverage for loss of life, limbs, or sight due to accidental injury while travelling.
Common Carrier AD&D	$50,000	Provides coverage for loss of life, limbs, or sight due to accidental injury while travelling or on common carrier
Travel Assistance & Concierge*	Included with plan	Includes a wide range of service before and during trips through 24/7 toll free number. Includes assistance with medical emergencies, lost documents or baggage, event ticketing, business services, and much more
Transportation Pak Flight Accident AD&D Rental Car Damage	$200,000 $50,000	One upgrade with 2 great benefits! The pak includes flight accident coverage for each traveler and rental car damage protection.
Lifestyle Paks (included at no cost)
Active Family Pak	Medical Expense	Includes pet medical coverage up to $1,000 with a $50 deductible
	Medical Evacuation	Reimburses transportation of traveling pet back home, up to $10,000 if owner is hospitalized during trip
	Delay	Reimburses for additional kennel coverage costs up to $25 per day
	Exclusion Waiver	Lifts policy exclusions such as participation in motor competitions and professional athletics
Adventurer Plus Pak	Baggage	Rental allowance for stolen, damaged or delayed sporting equipment up to $600
Adventurer Plus Pak	Services	Provides Nurse Assistance*
Professional Pak	Baggage	Protection on some lost, stolen or damaged professional equipment up to $500 after a $150 deductible
	Cancellation / Interruption	Coverage for business reasons up to 100% for cancellation, 150% for interruption
	Delay	Reimburses for internet usage fees up to $25
	Delay	Reimburses for airline club admission up to $25
Optional Upgrade
Cancel for Any Reason Pak	75% of Insured Trip Cost	Protection against the unexpected, whatever it may be! Purchase this upgrade and everyone in the plan can: 1. Cancel a trip 2 or more business days before the scheduled departure. 2. Cancel for Trip Delay Reasons, which allows cancellation due to 30% or more of a trip being missed from a covered delay.

* Assistance Services are provided by Travelex’s designated provider

Travel Max Description of Coverage